by homesoon | Jun 18, 2020 | Home Buying Process, Home Buying Tips, Home Mortgage
As Texas home lenders, we know it might be strange to think of our kids being old enough to buy a house—but as baby boomers grow older, their kids do too! Millennials are no longer the “youngsters” we used to think of as lazy or unmotivated. They’ve grown up into working adults—and now Generation Z is here, too.
- Generation Z’s young adults were born starting in 1997.
- Some of the “eldest” people who fall into the Gen Z group turned 22 years old this year.
- They’re leaving college and entering the workforce.
- Staring adulthood in the face, they’re beginning to think of their careers, family, and future.
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by homesoon | May 28, 2020 | First-time Home Buyer, Home Buying Process, Home Buying Tips
As a first time home buyer, it is highly likely that any home loan lenders you work with will require an escrow account. Setting up an escrow account is nothing new—but it is a concept you’ll want to understand. Generally speaking, an escrow account is one set up with funds put aside to pay for property taxes and your newly acquired home insurance.
The term and use of an escrow account can also come into play during the home buying process itself! Here’s what first time home buyers need to know about escrow with insight from top home loan lenders in Texas and Virginia.
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by homesoon | May 14, 2020 | Choose A Lender, Home Buying Process, Mortgage
Unless you have the funds available to purchase a house without financial assistance, you will need a mortgage to pay for the home of your dreams. For many, this can be an anxiety-inducing process. Looking for the best mortgage lenders in your area can be a daunting task.
The good news? With the right knowledge, selecting a great mortgage lender doesn’t have to be difficult! To guide you through this process, here are five helpful tips for finding the best mortgage lenders in Texas.
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by homesoon | Mar 12, 2020 | First-time Home Buyer, Home Buying Process, Mortgage
If you are a first-time home buyer and feeling a bit stressed about first time home buyer loan requirements, you’re not alone. If you’re thinking about becoming a first time home buyer—but are overwhelmed thinking about what lies ahead—you, too, are not alone.
However, with the many home loan programs available (USDA home loans, FHA home loans, VA home loans, and more), you can make homeownership a reality! Whether you choose a modified or traditional mortgage, you have options to help you along the journey.
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by homesoon | Mar 5, 2020 | Choose A Lender, First-time Home Buyer, Home Buying Process
When it comes time to purchase your new home, it can feel like a mountain of stress rather than joy. You may feel overwhelmed by the various demands that come with buying a new home. There’s a number of important tasks that need to take care of before you get to closing day—but you don’t have to do it alone!
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by homesoon | Mar 5, 2020 | First-time Home Buyer, Home Buying, Home Buying Process
So, you’ve decided to purchase a new home in Waxahachie! This is an exciting decision; no matter what led you to make a move to a new home, it can be quite an adventure—especially if you’re a first-time home buyer.
With all the steps involved in a home purchase, it can feel overwhelming. However, by participating in a first-time home buying class, you get an inside look at the process and learn valuable skills.
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