The Shortest Distance
Between Here and Home

Let the HomeSoon Lending Team help you navigate the mortgage path, getting you to your new home faster with The HomeSoon Lending Team Mortgage Process.
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HomeSoon Mortgage Map
HomeSoon Mortgage Calculator

Affordable Down Payments

Put down as little as 3% on fixed-rate products and ask about lender-paid mortgage insurance options.

Fund Your New Home Faster

With the variety of mortgage options we offer to the home buyers we serve, getting home sooner has never been easier! Whether it's an FHA or VA home loan or something a little more unique, our options make getting your new home faster than ever.

Resources for Every Part of the Journey

From mortgage calculators to builder services, we’re your one-stop shop to get you into your dream home faster and with less headache. We’ll work with you to get prequalified and find your new home. Then we’ll secure financing and help you through the closing process!

General FAQ

  • How long does the mortgage process take?

    The mortgage process can take several months. It typically takes 30 days to get prequalified. This can change based on a number of factors, including credit score, previous mortgage payments, foreclosures, or debt. Once an offer is made, it can be another two weeks for final approval.

  • How much can I afford?

    User our mortgage calculator to find out! We base this off your income, credit score, location of the house you plan to buy, and your down payment.

  • Can I work with the HomeSoon Lending Team if I’m self-employed?

    Yes! We have a number of options to determine your approval, so you don’t have to worry if you’re not a W-2 employee.

  • Can the HomeSoon Lending Team help me buy a condo?

    Yes! We can finance the purchase of a condo or townhouse. Contact someone in the HomeSoon Lending Team  today to find out more.

  • What if I want new construction?

    We partner with local builders to help get you in your dream home. We also have construction loans available. Contact the HomeSoon Lending Team to get started.

  • Do you offer refinancing services?

    We offer a variety of loan products, from Home Equity Line of Credit (HELOC) to mortgage refinancing. Contact a specialist from the HomeSoon Lending Team to get started.

  • Do you offer VA home loans? What about FHA?

    We offer VA and FHA home loans. Contact the HomeSoon Lending Team to find out the qualifications required.

FUN FACT FRIDAY

Get out the red paint! In Scotland, families paint their front door red when they finish paying their mortgage.

Latest Blog Posts

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Improve Your Chances of Buying a Home With These 5 Tips
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The HomeSoon Way!

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